QUALIFICATION REQUIREMENTS

• Information provided on the application must be complete and accurate.
• Information provided on the application must be truthful and not falsified.
• Supporting documentation provided, e.g. check stubs, tax return forms, copies of social security cards, etc. must not be fraudulent.
• The social security number provided by the applicant must match the social security number on file with credit bureaus.
• The applicant’s birth date must match the birth date on file with the credit bureau and criminal background screening services.
• The applicant must be 18 years of age or emancipated by a court of law.

• The applicant must have a monthly take home pay plus other legal and verifiable income via paystubs, tax returns, etc. equal to or greater than 2.5 times the monthly rent.
• The applicant’s income must be lawful and verifiable.
• The applicant must have held consistent and verifiable lawful employment over the past 3 months, or receive verifiable, fixed, lawful income (e.g. SSI, SSDI, pension, child support, etc.), or must have held verifiable lawful employment over the past 12 months with an offer agreement from a new employer.

• The applicant must have a credit score above 600.
• The applicant must not have unpaid debt collections greater than $500 within the past 12 months.
• The applicant must not have a bankruptcy, excluding dismissed or discharged bankruptcies.
• The applicant must not have any past due payments exceeding 30 days for personal credit, including but not limited to car loans, credit cards, personal lines of credit, trade accounts, utility companies, etc. Application may be put on hold if proof of payment/currency is required.
• The applicant must not have more than $2,500 garnishments within the past 60 months.
• The applicant must not have any repossessions or money judgements within the past 18 months. 
• The applicant must not have any unpaid or past due utility bills in the past 12 months.
• The applicant must not owe a previous landlord/lessor for past due utilities.
• The applicant must be able to get all necessary utilities in their name.

The following criminal screening criteria serves the purpose of ensuring safety for all of our current residents and protection of the properties we manage. Applicants with convictions will be given an opportunity to present mitigating circumstances before an adverse action is taken against them.

Applicants will be denied tenancy if they have been convicted of any of the following crimes:

• Terrorism
• Kidnapping
• Child pornography, abuse, abandonment or endangerment
• Hate crimes
• Aggravated assault
• Homicide/Murder
• Check forgery or related crime
• Arson
• Rape

Applicants will be denied tenancy if they have been convicted of any of the following crimes within the past 10 years:

• Burglary or robbery
• Conspiracy
• Drug manufacturing, cultivation, trafficking, or distribution
• Gang or related activity
• Racketeering
• Sexual Assault

Applicants will be denied tenancy if they have been convicted of any of the following crimes within the past 5 years:

• Aiding, abetting or accessory
• Disorderly conduct
• Domestic violence
• Drug possession
• Fraud (including credit/debit card fraud, insurance fraud, extortion, embezzlement, identity theft, money laundering or tax evasion)
• Harassment
• Probation or PPO violation
• Prostitution or solicitation
• Receiving or possessing stolen property
• Shoplifting
• DUI/DWI

Applicants will be denied tenancy if they have been convicted of any of the following crimes within the past year:

• Corruption of minors
• Disturbing the peace
• Mischief including property damage and vandalism
• Indecent exposure
• Marijuana offenses
• Environmental crimes

• Applicant must not have been evicted within the past 3 years (applicants with evictions will be given an opportunity to present mitigating circumstances before an adverse action is taken against them).
• The applicant’s current/previous landlord(s) will return or has returned a portion of the applicant’s security deposit.
• The applicant’s current/previous landlord(s) would enter into another rental agreement with the applicant
• The applicant must not owe any money to any previous landlord(s).
• The applicant must have had at least six months of on-time payments with their most recent landlord.

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• Co-signer must reside within the state of Michigan.
• Co-signer must have a credit score at or above 670.
• Co-signer must have a monthly take home pay plus other legal and verifiable income via paystubs, tax returns, etc. equal to or greater than 4 times the monthly rent; OR, the combined monthly income of applicant and co-signer must be equal to or greater than 6 times, where the applicant has income greater than 2.5 times the monthly rent.

If a co-signer is required, your application will be considered denied until the co-signer application is completed. Co-signers must complete an application and pay the $45 application fee.